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Celebrate Labor Day

Text: A time to appreciate those who tirelessly strengthen our nation. LABOR DAY. Image: People enjoying a day off from work at an amusement park.

Text: As we transition from summer to fall, remember to honor our dedicated workforce. Images: A family sharing an affectionate moment at the beach. A man with a hat working in a large amber field.

Text: Savor the last rays of summer sunshine and celebrate the hard work that surrounds us. Image: A person walking silhouetted against a cloudy blue sky.

Text: Wishing you a relaxing and enjoyable Labor Day. Image: Several people sitting, silhouetted against a lightly clouded blue sky, visiting and listening as someone plays a guitar.

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Suite 4

Willoughby Hills, OH 44094

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The returns on a portfolio consisting primarily of Faith Based investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. There is no guarantee that any investment strategy will be successful or will achieve their stated investment objective.

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Otium Financial Planners and any other entity listed herein are not affiliated with Kestra IS or Kestra AS. Investor Disclosures

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Medicare: We do not offer every plan available in your area. Currently we represent 10 organizations which offer 98 products in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) for help with plan choices.

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