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Turn your goals into a plan—and your plan into progress

At Otium Financial Planners, our Financial Planning services are designed to help you move forward with clarity and confidence. Whether you're preparing for retirement, managing life transitions, or simply trying to make the most of your finances, we're here to help.

We offer  subscription-based planning or Hourly based Planning - so you can choose the support that fits your life. Wherever you are on your financial journey, we’ll work together to create a personalized plan that brings your goals within reach.


Subscription Based Financial Planning


Retirement Zoomer, $29/monthly or $150 billed every 6 months1

Retirement Zoomer offers a fast, computer-generated snapshot of your retirement readiness. By entering a few key details, you’ll receive a personalized recommendation based on automated calculations designed to guide you toward your goals.

Note: This package does not include “what if” scenarios or detailed customization. It’s a streamlined overview to help you take the next step in your planning journey.

Schedule to speak with an advisor

Retirement Planning, $79/monthly or $450 billed every 6 months2

Retirement Planning offers a streamlined, goal-focused approach to personalized financial planning. Together with your advisor, you'll build a comprehensive plan that includes tailored retirement savings strategies, “what if” scenarios, customized recommendations, Social Security optimization, and risk-reward analysis.

This collaborative process is designed to help you make informed decisions, maximize your retirement savings potential, and stay on track toward long-term financial security.

SCHEDULE to speak with an advisor

Strategic Planning, $129/monthly or $725 billed every 6 months3

Strategic Planning builds on the features of Retirement Planning, adding advanced tools and deeper insights to support more complex financial needs. Working closely with your advisor, you'll explore "what if" scenarios, tax strategies, income planning, and Social Security analysis.

This comprehensive approach leads to a personalized plan designed to help you make confident decisions and create a clear path toward a financially rewarding future.

Schedule to speak to an advisor

Advanced Planning,  $199/month or $1,100 billed every 6 months4

Advanced Planning combines Retirement and Strategic planning services along with sophisticated tax planning software tools to address the most complex financial situations. Together with your advisor—and in close coordination with your CPA and estate attorney—we develop customized strategies to protect your financial future.

This fully integrated approach supports long-term security, tax efficiency, and the preservation of your legacy.

SCHEDULE to speak with an adivsor

Hourly Based Financial Planning

At Otium Financial Planners, we also offer hourly financial planning services. This option provides expert, personalized financial guidance without the need for an ongoing commitment.

How Hourly Financial Planning Works

Our hourly service is designed to give you flexible, objective advice on a range of financial topics, including:

  • Retirement Planning – Ensure you're on track for a secure future.
  • Investment Strategy – Optimize your portfolio for your goals.
  • Social Security & Medicare Guidance – Make informed benefit decisions.
  • Tax Planning – Identify strategies to minimize taxes and maximize savings.
  • Estate & Legacy Planning – Protect your assets and ensure your wishes are met.
  • General Financial Questions – Get expert answers tailored to your unique situation.

Who Can Benefit?

Our hourly financial planning is ideal for individuals who:

  • Need professional guidance on a specific financial issue.
  • Prefer a one-time consultation rather than ongoing management.
  • Want transparent, fee-only advice with no commissions or hidden fees.

Pricing & Minimum Cost

$375 per hour, with a minimum cost of $3,000.

This ensures we have the time needed to provide thorough analysis and actionable recommendations tailored to your financial situation.


Why Opt for Otium Financial Planners Financial Planning Solutions?

Personalized Strategies - Say goodbye to one-size-fits-all plans! Our goal planning service tailors strategies that fit perfectly with your individual goals, lifestyle, and ambitions.

Comprehensive Insights - Receive a thorough understanding of your financial situation, including:
- Retirement planning
- Investment strategies
- Risk management
- Estate planning
- And more

Simplicity and Empowerment - Effortlessly make complex financial decisions with our straightforward tools and easy-to-use interfaces. We provide clear guidance without the jargon.

At Otium Financial Planners, we provide the expert guidance and strategic planning you need to turn your financial goals into reality. Whether you're preparing for a secure retirement, funding your children's education, purchasing your dream home, or building a lasting legacy, we're here to help you make confident, informed decisions.

Partner with one of our experienced financial advisors who will guide you every step of the way. Together, we’ll create a customized roadmap to financial freedom—designed to fit your unique needs and aspirations.

Client Centered

PAID PLANS REQUIRE BILLING TO BE SET UP PRIOR TO ACTIVATION.

1 Retirement Zoomer tool includes MoneyGuidePro Retirement Zoomer planning tool and up to 30 minutes of planning services every 6 months. This service is provided for all clients with assets under Otium's management advisory platform exceeding $100,000 or more

2 Retirement planning tool includes MoneyGuidePro Retirement planning tool and up to 1 hour of planning services every 6 months.

3 Strategic Planning includes MoneyGuidePro Retirement Planning tool and up to 2 hours of planning services every 6 months. 

4 Advanced planning includes MoneyGuidePro Retirement/Estate Planning tool with Holistiplan tax planning software and up to 3  hours of planning services every 6 months. 

*Additional hours will be billed at a rate of $375 per hour.