We understand the many challenges of the world we live in today and know the biggest concern for many is making the right choices. These decisions include many different factors such as lifestyle, savings, retirement, taxes, social security, healthcare, and estate planning. By utilizing the services listed below we are able to help you focus on what’s important to you, and are critical to your financial well being.
There are so many varying opinions on the keys to success and leading a meaningful, happy, and fulfilling life. Working hard, having discipline, and sacrificing are just a few examples. However, the one integral factor necessary to be successful at anything is Planning.
At Otium Financial Planners we help design a plan based on your Goals, Assets, Income, and Lifestyle. We will design a plan based on these factors and help you implement your plan by giving you online access to your personalized plan that is being updated daily in real time.
At Otium Financial Planners we want you to get the most out of Social Security, however we see many retirees make strategic mistakes that can cost them tens of thousands of dollars in lifetime benefits, let us help you with optimizing the right social security strategy that benefits you best.
Tax planning analyzes a person’s finances with the goal of achieving maximum tax efficiency. The analysis considers many factors:
A tax planning strategy becomes part of an overall plan for making expenditures and allocating retirement and other savings accounts. It allows you to be proactive in all spending and savings rather than reacting when the tax bill comes due.
At Otium Financial Planners we help simplify the complexity of estate techniques and provide you with the knowledge needed for you to actively participate in your own legacy planning. By using a holistic view we are able to demonstrate the transition of wealth between generations, the impact of establishing trusts, and the potential benefits of various gifting strategies. This interactive experience allows clients to co-design their own plan and make informed decisions for their future.
At Otium Financial Planners we offer many high-quality plan options from trusted, vetted insurance companies. We choose partners based on their range of plan options, including additional benefits and discounts, commitment to high-quality customer service, and the ability to effectively serve customers in our area.
Our complimentary Health Insurance and Medicare services are available for people at any stage in their journey, including those who are:
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