Everything You Need to Live a Full Life

Investment Management Services

At Otium Financial Planners we collaborate closely with you to provide a tailored investment solution that aligns with your financial goals and risk tolerance. Our skilled advisors leverage professional money managers to invest with your distinct goals and time horizon in mind. Concentrating on diversification and long-term growth, we navigate market complexities to optimize returns and reduce risk — all while keeping your long-term goals and financial prosperity in focus.

Financial Planning & Retirement Planning

The one integral factor necessary to be successful at anything is planning. At Otium Financial Planners, we help design a plan based on your Goals, Assets, Income, and Lifestyle. We will design a personalized plan based on these factors and help you implement it — giving you online access to your plan that is updated daily in real time.

Social Security Analysis

We want you to get the most out of Social Security. We see many retirees make strategic mistakes that can cost them tens of thousands of dollars in lifetime benefits. Let us help you optimize the Social Security strategy that benefits you most — timing, spousal benefits, and filing decisions all matter significantly.

Tax Planning

Tax planning analyzes your finances with the goal of achieving maximum tax efficiency. Our strategy considers timing of income, timing of purchases, planning expenditures, retirement savings strategy, and tax filing status. A tax planning strategy becomes part of an overall plan that allows you to be proactive in all spending and savings — rather than reacting when the tax bill comes due.

• Timing of income & purchases
• Retirement savings strategy
• Tax filing status & deductions
• Planning expenditures

Estate Planning

At Otium Financial Planners we help simplify the complexity of estate planning techniques and provide you with the knowledge needed to actively participate in your own legacy planning. Using a holistic view, we demonstrate the transition of wealth between generations, the impact of establishing trusts, and the potential benefits of various gifting strategies. This interactive experience allows clients to co-design their own plan and make informed decisions for their future.

Health Insurance & Medicare

At Otium Financial Planners we offer many high-quality plan options from trusted, vetted insurance companies — chosen based on their range of plan options, commitment to high-quality customer service, and ability to effectively serve our community. Our complimentary Health Insurance and Medicare services are available for people at any stage in their journey.

• Individuals & families needing health insurance
• Individuals age 65+ enrolling in Medicare for the first time
• Current Medicare enrollees looking for better coverage
• Employers looking for group health coverage