Privacy Policy
Privacy Policy
Effective Date: November 1, 2026
Otium Financial Planners, Inc. ("we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, and protect your information when you visit www.otiumfinancialplanners.com or communicate with us by phone or email.
Information We Collect
We may collect information you provide directly, such as your name, email address, phone number, mailing address, and any details you share when you contact us, make a purchase, book a service, or sign up for messages.
We may also collect basic technical information automatically, such as your IP address, browser type, device information, and pages visited, through cookies and similar technologies.
How We Use Your Information
We use the information we collect to:
- Provide, operate, and improve our products and services
- Respond to your questions and requests
- Send transactional emails, such as confirmations, reminders, and account notices
- Send marketing emails, only if you have opted in to receive them
- Comply with legal obligations and protect our rights
SMS / Text Messaging
Our business phone number, 440-252-2449, is used for phone calls. We do not send, originate, reply to, or monitor text messages on this number. Its text capability is used only to receive one-time verification codes for account authentication. To reach us, please call 440-252-2449 or email otium@otiumfinancialplanners.com.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
We do not sell, rent, or share consumer personal information, including phone numbers, with third parties or affiliates for marketing or lead generation purposes.
We never send marketing or promotional text messages.
How We Share Information
We do not sell your personal information. We share information only in these limited cases:
- Service providers: with vendors who help us run our business (such as hosting, payment processing, and phone services), who may use it only to perform services for us and not for their own marketing
- Legal requirements: when required by law, subpoena, or to protect our rights, safety, or property
- Business transfers: in connection with a merger, sale, or transfer of our business, subject to this policy
Data Security
We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.
Data Retention
We keep personal information only as long as needed for the purposes described in this policy, or as required by law.
Your Choices and Rights
You may request to access, correct, or delete your personal information by contacting us. You can opt out of marketing emails using the unsubscribe link in any email, and opt out of text messages by replying STOP. Depending on where you live, you may have additional privacy rights under state law.
Children's Privacy
Our website and services are not directed to children 17 and under, and we do not knowingly collect their personal information.
Changes to This Policy
We may update this Privacy Policy from time to time. Changes take effect when posted on this page with an updated effective date.
Contact Us
Otium Financial Planners, Inc.
34500 Chardon Rd, Suite #4
Willoughby Hills, Ohio 44094
Phone: 440-252-2449
Email: otium@otiumfinancialplanners.com